S.B.G & CIG - Third Party Services

 

S.B.G & CIG - Third Party Services 

AUSTRALIAN HQ 

The move from Switzerland connected to New York while we retain Swiss options with Italian & French 

Non-internal digital physical infrastructure includes mainly just Alphabet Google & Meta: Facebook products including Blogger & YouTube then a few options integrated into a virtual world or for virtual builders

Bluehost 

Alphabet Google 

Meta: Facebook 

Virtual Options + Financial Options 

Bluehost serves the Australian market from its international infrastructure rather than having physical data centers in Perth; you can access their services and pricing directly through Bluehost Australia's website. Bluehost offers a global network of CDNs and Google Cloud-optimized performance to ensure fast WordPress hosting for Australian users, with local currency pricing and support also available. 

How to Access Bluehost in Australia

• Use the Australian Website:

Go to www.bluehost.com.au to view plans, pricing, and promotions specifically for Australia. 

• Local Currency:

You can see pricing in Australian Dollars (AUD) on their Australian website. 

• Support:

Bluehost provides 24/7 support, including phone and chat options, to assist Australian customers. 

Key Features for Australian Users

• Global Infrastructure:

While there aren't physical data centers in Australia, Bluehost uses a global network of servers and a Content Delivery Network (CDN) for fast performance. 

• WordPress Integration:

They are a trusted partner of WordPress and offer easy installation, management, and various tools for WordPress users. 

• Local Support:

You can access customer support and assistance tailored to the Australian market. 

https://about.google/intl/ALL_au/around-the-globe/local-info/

https://www.cbc.ca/news/world/meta-australia-google-news-canada-1.6925726

META- FACEBOOK & ALPHABET - GOOGLE 

https://facebooktocig.blogspot.com/

https://sydneysspacelive.blogspot.com/2025/08/hi3-google-others-patents.html

AUSTRALIAN VERSUS NEW ZEALAND HEALTH 

Australia and New Zealand offer generally high-quality, tax-funded healthcare with long life expectancies, but differ in their approach to health technology assessment and overall spending, with Australia historically spending more and adopting technologies more rapidly. While both face challenges like rising costs, health inequities for Indigenous populations and Māori/Pacific peoples, and workforce pressures, New Zealand has historically been more successful at controlling the use of new health technologies, resulting in more cost-effective evaluations compared to Australia. 

Similarities 

• Developed Nations with Healthy Populations:

Both Australia and New Zealand are developed countries with generally healthy populations and long life expectancies when compared internationally.

• Tax-Funded Systems:

Both countries provide tax-funded, subsidized health and hospital care, along with pharmaceutical items.

• Shared Challenges:

Both nations face similar challenges including increasing health costs, growing populations of elderly people with age-related diseases, and workforce pressures.

• Health Inequities:

Despite high overall health, both countries experience significant health inequalities, with Indigenous Australians and New Zealand Māori and Pacific peoples experiencing poorer health outcomes.

Differences

• Health Technology Assessment: New Zealand has historically had greater success in limiting the use of new, expensive health technologies, while Australia has adopted them more widely and rapidly. 

• Cost-Effectiveness of Health Interventions: A 2022 analysis found that a much higher percentage of health evaluations in New Zealand resulted in cost-saving or had acceptable costs compared to Australia, where a significant portion of interventions were either not cost-effective or performed worse than the comparator. 

• Spending: New Zealand spends less on healthcare per capita than Australia. 
Overall Health Systems Comparison

• Australia:

The Australian health system has been characterized by significant policy debates and conflicts over values and choices. 

• New Zealand:

The New Zealand health system is also noted for its turbulent policy history. It benefits from strong pandemic preparedness and response, which has boosted its scores in quality rankings. 

ACCESS YO HEALTH LIKE DENTAL & CO-PAY

Australia and New Zealand both have universal tax-funded healthcare systems, but Australia has higher out-of-pocket costs for patients and more private health insurance, while New Zealand focuses on achieving lower pharmaceutical prices and has faced issues with equitable access for the Maori population. Australia ranks higher in overall health system equity, with less income-related variation in accessing care, unlike New Zealand, which shows greater disparities in care access based on income. 

Australia

• High Equity:

Australia's health system exhibits high equity, with smaller differences in healthcare access and experiences between people of different income levels. 

• Higher Private Insurance Use:

A significant portion of the population has private health insurance, a trend encouraged by a government levy. 

• Higher Pharmaceutical Costs:

Australia covers a wider range of medicines but generally results in higher out-of-pocket costs for patients due to higher prices and greater provider fees compared to the schedule fee. 

• Medicare:

The Medicare system, funded by a small levy, provides access to public hospitals and medical services for all Australians. 

New Zealand

• Lower Pharmaceutical Prices:

New Zealand has been more successful at negotiating lower prices for medicines, though this has led to delays in accessing new therapies. 

• Lower Private Insurance Use:

A smaller percentage of the population uses private health insurance compared to Australia. 

• Equity Challenges:

New Zealand's health system has shown lower equity, with significant income-related differences in access to care. 

• Maori Health Disparities:

There are documented disparities in access to primary and secondary care for the Maori population, with efforts underway to address these through Maori-led initiatives and cultural safety education. 

Key Differences in Access Health

• Equity vs. Pharmaceutical Costs:

Australia prioritizes equity in access, while New Zealand's system has been more effective at controlling pharmaceutical expenditure, even if it means delays in access to new drugs. 

• Private Health Insurance:

Private health insurance is more prevalent in Australia, influencing the overall mix of public and private healthcare services. 

• Out-of-Pocket Costs:

Patients in Australia face higher out-of-pocket expenses, particularly for prescription medications, due to differences in national policies and market structures. 

HEALTH COSTS 

In 2022–23, Australia's total health expenditure was $252.5 billion, or approximately $9,597 per person, representing 9.9% of the total economy. After a temporary increase during the COVID-19 pandemic, overall health spending returned to its pre-pandemic trend in 2022–23. This included significant spending on hospitals and chronic conditions, with governments funding the majority of costs through the Medicare system and state budgets. 

Total Health Expenditure 

• $252.5 billion: was spent on health goods and services in 2022–23.

• This equated to approximately $9,597 per person.

• It accounted for 9.9% of Australia's economic activity (GDP).

Key Spending Areas

• Hospitals: This was the largest area of expenditure in 2022–23, with $107.1 billion spent. 

• Chronic Conditions: Around $82 billion was spent on long-term health conditions such as falls, osteoarthritis, and back pain. 

• Primary Health Care: Spending in this area was $83.3 billion in 2022–23. 
Funding

• Government Funding:
Governments funded approximately 70.8% of health spending in 2022–23, through the Australian government and state and territory governments. 

• Medicare:
The Medicare system provides access to a wide range of health and hospital services for all Australians, funded by a Medicare levy. 

• Non-Government Sources:
Individuals, private health insurers, and other non-government sources funded the remaining portion of health spending. 

Out-of-Pocket Costs

• Definition:
Out-of-pocket costs, also known as 'gaps,' are the portion of a medical service's cost not covered by Medicare or private health insurance. 

• Factors:
These costs vary depending on the specific service and the fees charged by the provider. 

Where to Find More Information

• For details on specific services, visit the Medical Costs Finder website for information on specialist costs and treatment options. 

• For more comprehensive data on national health expenditure, refer to reports by the Australian Institute of Health and Welfare (AIHW). 

IN REVIEW

In 2022–23, Australia spent approximately $9,597 per person on health, but this is an average national expenditure, not an individual's direct cost. Individual costs are mainly driven by the Medicare levy (a percentage of taxable income), potential out-of-pocket costs for services not fully covered by Medicare, and the optional cost of private health insurance, which varies significantly based on the policy. 

Understanding the Costs

• Medicare Levy:
Most Australians pay a 2% Medicare levy on their taxable income to fund the public healthcare system. 

• Medicare Levy Surcharge:
If you earn above a certain threshold (currently $90,000 for individuals, $180,000 for couples), you'll pay an additional 1% to 1.5% surcharge unless you hold private health insurance. 

• Out-of-Pocket Costs:
Even with Medicare, some services or medicines may not be fully covered, resulting in out-of-pocket expenses. These costs are reduced or reimbursed once a certain annual threshold is met by the Medicare safety net. 

• Private Health Insurance:
This is an optional cost that can reduce your reliance on the public system. Premiums vary widely depending on the level of coverage (e.g., Gold, Silver, Bronze) and individual circumstances, with annual costs for a single person potentially ranging from approximately $2,300 to over $4,100 based on age and coverage type. 

In Summary

Your personal cost for healthcare depends on your income, whether you choose to purchase private health insurance, and what services you use, rather than a fixed price. The Australian government encourages private insurance for higher-income earners to reduce pressure on the public system, but the basic cost of healthcare is largely covered by the Medicare levy. 

COST PER VISIT

In Perth, Australia, the cost for a standard GP visit can range from approximately $80 to $150, though some clinics may offer bulk billing, where the patient pays nothing out-of-pocket by having the doctor bill Medicare directly. For non-bulk billed appointments, you will pay the full fee and then claim a partial rebate, known as a Medicare rebate, which reduces your out-of-pocket cost. Some patients may reach the Medicare Safety Net, which increases the rebate significantly once they have spent a certain amount on healthcare in a year. 

Factors influencing cost

• Bulk Billing vs. Private Billing: Many clinics offer bulk billing, meaning you don't pay anything on the day of your appointment, with the doctor billing Medicare directly. Other clinics are private, and you pay the fee and then claim the Medicare rebate yourself. 

• Appointment Length: Longer consultations typically have higher fees. 

• GP's Fees: Fees can vary significantly between clinics. 

• Medicare Rebate: The amount you receive back from Medicare varies depending on the consultation type and the total amount you've claimed for the year. 

• Medicare Safety Net: Once you and your eligible family members reach the annual Medicare Safety Net threshold, your out-of-pocket costs for any further services that year will be significantly reduced. 

How to find out costs

• Contact Clinics Directly: The most accurate way to determine the cost is to call clinics in your area and ask about their fees and bulk-billing options. 

• Check Clinic Websites: Some clinics will have their fee schedule on their website. 

• Services Australia Website: You can learn more about Medicare and bulk billing on the Services Australia website. 

COST OF BLOOD TESTS

In Perth, Australia, the cost of a blood test depends on whether you have a Medicare card and if the test is covered under the Medicare Benefits Schedule (MBS). Most common tests are bulk billed, meaning they are covered by Medicare with no out-of-pocket cost to you. However, if you don't have a Medicare card or if the test is not covered by Medicare, private fees will apply, which vary by test and provider. Private companies like iMEDICAL and Austech Medical Laboratories offer private testing, with costs for specific non-MBS tests, like hormones or specialist antibodies, listed on their websites. 
Medicare Covered Tests

• Bulk Billing:
Most common blood tests are eligible for bulk billing under Medicare, meaning there is no cost to you. 

• Doctor's Referral:
You will need a referral from your doctor to access these services and to have the test performed at a collection center. 

• Bring Your Medicare Card:
Always bring your Medicare card with you to the collection center for these tests. 

Private Blood Tests

• For Non-Medicare Holders:
If you are not a Medicare cardholder, you will be charged private fees for the tests. 

• Specialized Tests:
Private fees also apply for non-MBS tests, such as specialized hormone or antibody panels, even for Medicare cardholders. 

• Variable Costs:
The cost for these private tests will vary depending on the specific test ordered and the provider. 

• Examples of Providers:
Private pathology providers like iMEDICAL and Austech Medical Laboratories offer these services, with prices for specific tests available on their websites. 

• Mobile Collection:
Some private services, like Mobile Pathology Perth, offer at-home collection for a fee, which typically ranges from $50 to $100 AUD, according to their website. 

URINE TEST COST 

A standard urine drug screen in Perth may cost about $35–$50 for the initial screen, with confirmatory tests for specific substances costing around $110 each. The total cost varies depending on the specific tests needed, whether a referral is required from a doctor, and if any services are covered by the Medicare Benefits Schedule (MBS). You should contact a pathology provider like PathWest or Western Diagnostic Pathology directly for an exact quote. 
Factors influencing cost

• Type of test:
A basic urinalysis (testing for general health indicators) is different and less expensive than a comprehensive drug screen or specific substance testing. 

• Medicare coverage:
Many common pathology services are covered by Medicare, but some specialized or non-MBS listed tests will have out-of-pocket costs. 

• Pathology provider:
Fees can vary between different pathology labs. 

• Confirmatory tests:
A positive result on an initial drug screen may require a more expensive confirmatory test to verify the presence of a substance. 

How to get a specific quote

• 1. Determine the test you need:
Understand what you are being tested for (e.g., a drug screen, STD, or general urinalysis). 

• 2. Contact a pathology provider:
Reach out to a local pathology provider in Perth, such as PathWest or Western Diagnostic Pathology, to inquire about costs for the specific test you require. 

• 3. Ask about Medicare coverage:
Confirm whether the test is covered by Medicare and if you will have any out-of-pocket expenses. 

Examples of costs

• PathWest drug screen:
An initial drug screen for multiple substance classes typically costs $35–$50, with individual confirmatory tests costing around $110. 

• Specialized tests:
Some specialized urine tests for conditions like chlamydia or certain hormone levels can have higher costs, with some up to $200 or more if not covered by Medicare. 

CT SCAN TESTS 

A CT scan in Perth, Australia can be free as a public hospital patient, have minimal out-of-pocket costs if you are bulk billed by a radiology provider, or incur costs depending on your private health insurance coverage and Medicare eligibility. For private out-of-pocket costs, the price can vary widely, but for Medicare-eligible scans, many providers bulk bill for patients with a Pension or Health Care Card, minimizing fees. 

Public vs. Private Scans 

• Public Hospital Patients:
As a public patient in a public hospital, a CT scan is generally free with no out-of-pocket cost.

• Private Patients:
If you are a private patient, you can claim through Medicare and your private health insurance.

How to Reduce Costs

• Bulk Billing:
Many radiology clinics, including Perth Radiological Clinic (PRC) and Capital Radiology, bulk bill eligible services, meaning they bill Medicare directly and you pay no out-of-pocket fee. This is often the case for those holding a Pension or Health Care Card.

• Medicare Rebates:
Medicare covers some or all of the costs for many diagnostic imaging services, including CT scans. 

• Insurance:
Your private health insurance can help cover costs, although this depends on your policy and the type of scan. 

Factors Affecting Cost

• Type of Scan: The specific type of CT scan (e.g., standard CT versus cone beam CT) and the body part being scanned can influence the cost. 

• Provider: Costs can vary between different radiology clinics and private hospitals. 

• Referral: A referral from a Medicare-eligible dentist or doctor is often required for Medicare rebates and for bulk-billed services. 

What to Do

• Check Your Eligibility: Determine if you qualify for bulk billing or a Medicare rebate. 

• Contact Your Radiology Provider: Confirm their billing policies for your specific scan to understand any out-of-pocket costs. 

• Speak with Your Insurer: Find out what your private health insurance covers for CT scans. 

MRI SCAN 

An MRI scan in Perth, Australia can range in cost from approximately $100 to over $1,000 or more, depending on the body part scanned, the complexity of the scan, and whether it is privately versus publicly funded. Medicare provides rebates for medically necessary scans with a specialist referral, which helps subsidise costs, while those with private hospital cover might be fully covered, though specific conditions are usually required. 

Factors influencing the cost

• Type of scan:
Different body parts and conditions require different types and durations of scans, affecting the price. 

• Referring doctor:
A referral from a specialist can enable bulk billing for an MRI, while GP referrals to non-Medicare-eligible machines may result in a higher out-of-pocket cost. 

• Location and clinic:
Costs can vary between different MRI providers in Perth. 

• Insurance:
Health insurance, particularly hospital cover, can significantly reduce your out-of-pocket expenses if it covers the specific MRI needed. 

Ways to reduce costs

• Medicare:

If you have a Medicare-eligible scan with a specialist referral, you may receive a Medicare rebate. 

• Public hospital:
If you are a public patient in a public hospital, you generally will not incur any costs for an MRI scan. 

• Private insurance:
Hospital cover can help cover costs if the scan is for a condition that is included in your policy tier. 

• Contact the clinic:
To get a precise cost for your specific situation, contact the MRI provider directly to discuss fees and your Medicare eligibility. 

How to get an MRI covered by Medicare

• See your GP: Your GP will determine if an MRI is necessary and provide a referral. 

• Get a specialist referral: If the scan is not available at a Medicare-eligible unit with a GP referral, a referral from a specialist may be required. 

• Confirm eligibility: Ask the MRI clinic if the machine is Medicare-eligible for your type of scan. 

XRAY COSTS 

The cost of an X-ray in Perth, Australia, can vary significantly, but if you have a Medicare-eligible X-ray and hold a Pension or Health Care Card, you may be bulk billed at providers like the Perth Radiological Clinic (PRC) with no out-of-pocket cost on the day of the appointment. Otherwise, the cost will depend on the specific X-ray type and the provider, as there can be "gap fees" even for Medicare-eligible services. 

Understanding X-ray Costs in Perth 

• Bulk Billing:
Some private radiology clinics, like the Perth Radiological Clinic, offer bulk billing for certain Medicare-eligible X-rays to patients with a Pension or Health Care Card, meaning no gap fee.

• Out-of-Pocket Expenses:
If you don't have a Health Care Card or your service isn't bulk-billed, you will likely have to pay a "gap fee". The amount of this fee varies by the type of X-ray.

• Medicare Coverage:
Most diagnostic X-rays are eligible for a rebate from Medicare, which helps reduce the out-of-pocket cost, but doesn't always cover the entire fee.

How to Find Out the Cost 

• Check with Your Provider: Contact the specific radiology clinic where you are having the X-ray and ask about their billing policy.

• Ask About Your Eligibility: Inquire about bulk billing options and if you qualify.

• Get an Estimate: Request an estimate of the total cost and how much of it would be covered by Medicare.

DENTAL COSTS 

Dental costs in Australia vary significantly, but many Australians directly pay for care, with average annual spending around $259 per person in 2021-22, not including insurance. Check-ups might cost $80-$300, but complex procedures can cost thousands, and eligibility for government-funded programs like the Child Dental Benefits Schedule (CDBS) or holding a concession card can significantly reduce or eliminate costs for children and eligible adults. 

What influences costs?

• Type of treatment:
Routine check-ups are less expensive, while fillings, root canals, or implants can be costly. 

• Location and dental practice:
Fees can vary between different dentists and may be higher in rural areas or for more experienced dentists. 

• Insurance:
Private health insurance may cover some costs, and public government schemes are available for eligible individuals. 

Who is eligible for government support?

• Child Dental Benefits Schedule (CDBS):
Provides basic dental services for children under 17, covering up to $1,132 over two calendar years for eligible families. 

• Concession Card Holders:
Many public dental services offer free or subsidised care for individuals or families holding a Centrelink concession card. 

• Other schemes:
Eligibility for schemes for seniors or specific vulnerable populations may also be available. 

How to find out your costs:

• Check your private health insurance policy: Understand what dental extras are covered. 

• Contact a public dental service: Contact your local public hospital or dental clinic to learn about eligibility criteria and costs, such as the Royal Dental Hospital. 

• Use online resources: Websites like Smile.com.au can provide information on average dental fees in Australia. 

PERTH AUSTRALIA VERSUS AUKLAND NEW ZEALAND 

Canada & France still have the best Universal Basic options for those with less money as there is no Co-Pay for basic access yet third party Co-Pay for Health & Dental exists 

In reality. Basic quarterly or semi-annual tests & screenings including ultrasound with avoidance of radioactive efforts 

Surgical intervention procedures + Basic blood - urine test scans then diet - nutrition 

THE NORTH BAY - OTTAWA LABS 

The NB-OT Labs & expansion Labs based in Ontario, Canada which carried out attacks on Dr Sydney Nicola Bennett have OHIP. Ontario, Canadian Health options solely 

CIG has third party health - dental insurance option in multiple countries & citizenship options for migrating workers involved or connected including Australia & New Zealand 

Rod & Marie Savage-Libel - Stargrat-Bennett & son Jordan R Bennett like Dr Sydney Nicola Bennett are covered in multiple countries through CIG & speicifcs while others have third party options separate from 

CIG utilizes an investment pool Co-Pay fund for health & dental options for main shareholders & executives while a hierarchy of options exists for everyone else which can access 

Relevant Irrelevant

https://www.sciencedaily.com/releases/2025/09/250908175438.htm

https://www.nature.com/articles/s44222-025-00349-8

https://www.techspot.com/news/109369-scientists-create-solar-cells-generate-energy-indoor-light.html

https://www.cnbc.com/amp/2025/09/10/ice-2035-ban-auto-giants-lock-horns-over-eu-carbon-regulation-at-iaa.html

https://nypost.com/2025/09/04/health/how-effective-are-the-technology-breakthroughs-that-could-extend-human-life/

Aussie + NZ & US restrictions

https://www.abc.net.au/news/2025-09-09/australians-with-us-e3-working-visas-hit-with-new-rules/105752706

FACTORIAL ENERGY - SOLID STATE BATTERIES 

Stellantis is partnered with Factorial Energy to develop and supply solid-state battery technology for its electric vehicles, including a demonstration fleet of Dodge Charger Daytonas expected in 2026. This collaboration has achieved key milestones, including the successful validation of automotive-sized solid-state cells with high energy density, with Factorial's proprietary FEST® (Factorial Electrolyte System Technology) enabling fast charging and high performance. 

Key Details of the Partnership

• Technology:
Factorial Energy is providing its proprietary FEST® solid-state battery technology. 

• Milestones:
Stellantis and Factorial have successfully validated automotive-sized solid-state battery cells. 

• Key Features:
The batteries demonstrate impressive energy density (over 390 Wh/kg) and fast charging capabilities, with a potential to charge from 15% to 90% in 18 minutes. 

• Vehicle Application:
A demonstration fleet of Dodge Charger Daytona vehicles, utilizing the STLA Large platform, will be equipped with these batteries by 2026. 

Why This Partnership Matters

• Advancing EV Technology:
This collaboration accelerates the development and deployment of next-generation solid-state batteries for EVs. 

• Performance Benefits:
Solid-state batteries offer higher energy density for greater driving range and improved safety and faster charging times. 

• Stellantis's Strategy:
This initiative is a significant part of Stellantis's Dare Forward 2030 plan to lead in high-performing, affordable EVs. 

https://factorialenergy.com

THE NB-OT LABS AGAINST BENNETT BROTHERS

The NB-OT Labs & expansion Labs used different movies to damage the professional & private life image, character, credibility & reputation of both Jordan & Nic between 2012-2025 & prior to expecting to just sabotage them using wBCI's writing them off as what to be frauds of themselves in effects to discredit fact using false fact to negatively affect catering to the better people & more deserving options

Walter Mitty

https://m.imdb.com/title/tt0359950/

Catch me if you can

https://m.imdb.com/title/tt0264464/

https://www.foodandwine.com/microplastics-alzheimers-risk-study-11802657

https://theconversation.com/the-hidden-plastic-problem-in-your-daily-dental-routine-and-whats-being-done-about-it-264072

https://www.sciencedaily.com/releases/2025/09/250906155049.htm

https://www.yahoo.com/news/articles/us-scientists-incredible-breakthrough-machine-211500893.html

S.B.G & CIG